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Red Cars Pay Higher Premiums True or False?

Myth 1:  Red cars cost more to insure

“Frankly, it doesn’t matter whether the car is red or green or purple,” said Loretta Worters, vice president of the Insurance Information Institute.

Insurers are not concerned about color and neither is law enforcement.

“We look at behavior, not appearance,” said Bob Calkins, a spokesman for the Washington State Patrol. “We don’t profile people, and we don’t profile cars.”

Insurance companies do care about the type of vehicle you drive, including the make, model, sticker price, engine size and year. Is it popular with thieves? Is it more costly to repair? Does it have a good safety record?

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