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Skip comprehensive and collision coverage for an older car

Collision coverage pays to repair the damage to your vehicle from another car or an object such as a fence. Comprehensive coverage pays to repair vehicle damage from weather, animal crashes, floods, fire and vandalism. It also covers car theft. But the maximum payout under either policy is limited by the value of the car if it’s totaled or stolen. […]

Red Cars Pay Higher Premiums True or False?

Auto insurance coverage

Myth 1:  Red cars cost more to insure “Frankly, it doesn’t matter whether the car is red or green or purple,” said Loretta Worters, vice president of the Insurance Information Institute. Insurers are not concerned about color and neither is law enforcement. “We look at behavior, not appearance,” said Bob Calkins, a spokesman for the […]