Skip comprehensive and collision coverage for an older car
Collision coverage pays to repair the damage to your vehicle from another car or an object such as a fence. Comprehensive coverage pays to repair vehicle damage from weather, animal crashes, floods, fire and vandalism. It also covers car theft. But the maximum payout under either policy is limited by the value of the car if it’s totaled or stolen. […]
Get Multiple Quotes
Getting quotes from multiple insurance companies seems like an obvious starting point. Yet I must confess to having purchased car insurance in the past without comparison shopping. Call it inertia. I stuck with the same carrier I’ve used for years. My wife might call it laziness. You might be surprised, however, by how much premiums […]
Red Cars Pay Higher Premiums True or False?
Myth 1: Red cars cost more to insure “Frankly, it doesn’t matter whether the car is red or green or purple,” said Loretta Worters, vice president of the Insurance Information Institute. Insurers are not concerned about color and neither is law enforcement. “We look at behavior, not appearance,” said Bob Calkins, a spokesman for the […]
